Category: Finance

3 Tips for Purchasing Online Life insurance Plans

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Life insurance is a means to protect your future and loved ones against financial insecurity and loss. Given the current economy and the numerous financial struggles each and every one of us in encountering in our daily activities, the need for a stable insurance is plan is perfectly justifiable. Modern times don’t really allow us to take the time and browse insurance plans manually, as we always have important things to do in order to

Posted in Finance, Insurance

Life Insurance for Seniors – Should You Buy Accelerated Death Benefit?

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Life insurance for seniors with an accelerated death benefit can be a powerful investment.  An accelerated death benefit rider allows you to receive a part of the death benefit if you develop a terminal illness. This is the only way you can receive some of the insurance money during your lifetime. Senior citizens are more likely to develop a terminal illness during retirement. If you think of purchasing life insurance, an accelerated death benefit rider

Posted in Finance, Insurance, Retirement

Compare Top No Medical Exam Life Insurance Plans for Free!

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If you decided to buy no medical exam life insurance that means for thins. You are a busy person and you want to get insurance really fast, you are afraid to go to the doctor or simply the medical exams scare you, you have some medical problems or you are too old. The last 2 conditions are disqualifying for traditional life insurance policies.  As you probably know, no medical exam life insurance is a bit

Posted in Finance, Insurance

2014 Tax Changes and How Will Impact Life Insurance Prices!

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Tax season is one of the worst periods of the year and during this time of the year we prepare for the complete financial statements and reports for the previous years. Until 15th of April, you must file your annual tax return following the reportable earnings. We recommend you to complete all the required documents until the first deadline or request an extension. If you need help, first gather wage and earning statements and all

Posted in Finance, Insurance, Investing, Taxes

Term Life Insurance – How to Find Great Deals in Spring!

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Getting life insurance for elderly must be a top priority for any responsible and wise senior citizen.  As we approach the end of our life expectancy, more and more problems occur. Most of them are related to health, since our bodies become frailer, we have a weaker immune system and we move slower. It certainly is not a happy thing to be old. But in these moments, we should not abandon hope for a better

Posted in Finance, Insurance, Shopping and Product Reviews

No Medical Exam Life Insurance – Pros and Cons

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No medical exam life insurance is a controversial policy and it is not fully understood by the majority of us. We present you the pros and cons of this policy. Pros: 1)     Provides coverage for senior citizens. There is highly unlikely you will get standard life insurance if you are more than 50 years old.  You represent too higher risk for insurers and they do not want to assume any liability. Still, no exam life

Posted in Finance, Insurance

3 Tips for Finding Affordable Life Insurance for Seniors

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Obtaining life insurance when you are old is not that simple. But we would like to help you, by providing 3 tips for finding affordable life insurance for seniors. 1)      Do not defer the purchase too long.  If you procrastinate and keep delaying with the application, the chances of getting better rates drop significantly.  Besides BMI index, your age is also extremely relevant for an insurer and being too old will not do you any

Posted in Finance, Investing, Retirement

Can Senior Life Insurance Cover Funeral Expenses?

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Life insurance is the foundation for your family financial protection.  Benefits offered by any life insurance policy are undeniable. But, if you do not sign for life insurance soon enough, the costs can outweigh the benefits.  If you already are a senior, some companies may reject you, even if you are healthy. Or they can charge you extra. Nevertheless, senior life insurance must be purchase.  One of the main reasons is that senior life insurance

Posted in Finance, Insurance, Retirement

Is No Exam Life Insurance for Seniors A Good Investment?

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 It is natural to seek protection both for yourself and the ones you love. And it is also natural to want to secure all your wealth. And it is even more natural to want your children to prosper, even if you will no longer be with them.  But all this protection comes with a price. Life insurance can do all the things enumerated before, if you are able to pay the premiums. It is easy

Posted in Finance, Insurance, Investing, Retirement

Life Insurance For Seniors Who Have Pre-Existing Medical Conditions!

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Life insurance can be an important investment for seniors. It helps them cover funeral taxes and provide financial stability for their family members. Since the price of funerals is continually rising, many seniors turn to life insurance plans. But can they get a life insurance senior policy if they have a pre-existing medical condition? It is difficult to give a single answer as there are different medical diseases which agencies view differently. From the start

Posted in Finance, Health and Fitness, Insurance