Category: Retirement

Can Senior Citizens Who Have Diabetes Qualify for Life Insurance?

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Diabetes, just like arthritis or asthma, is a common chronic disease, found in many millions of people worldwide.  It is a very complex disease that produces metabolic changes. Typically, it is not a very severe disease, but untreated, can lead to further life-threatening complications.  This is why insurance companies are a bit reluctant in providing coverage for a diabetic. However, you should not be worried, even senior citizens who have diabetes can qualify for life

Posted in Health and Fitness, Insurance, Retirement

Life Insurance for Seniors – Should You Buy Accelerated Death Benefit?

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Life insurance for seniors with an accelerated death benefit can be a powerful investment.  An accelerated death benefit rider allows you to receive a part of the death benefit if you develop a terminal illness. This is the only way you can receive some of the insurance money during your lifetime. Senior citizens are more likely to develop a terminal illness during retirement. If you think of purchasing life insurance, an accelerated death benefit rider

Posted in Finance, Insurance, Retirement

3 Tips for Finding Affordable Life Insurance for Seniors

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Obtaining life insurance when you are old is not that simple. But we would like to help you, by providing 3 tips for finding affordable life insurance for seniors. 1)      Do not defer the purchase too long.  If you procrastinate and keep delaying with the application, the chances of getting better rates drop significantly.  Besides BMI index, your age is also extremely relevant for an insurer and being too old will not do you any

Posted in Finance, Investing, Retirement

Top No Exam Life Insurance Plans for Seniors

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If you are a bit old, finding adequate life insurance can be time consuming and frustrating. Still, if you want to get coverage really fast, you should apply for no medical exam life insurance. We present you top no exam life insurance plans for seniors: 1)     Simplified Issue no exam life insurance. This is a good insurance option for persons that want to get immediate approval. Simplified issue life insurance is coverage that does not

Posted in Insurance, Retirement

Can Senior Life Insurance Cover Funeral Expenses?

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Life insurance is the foundation for your family financial protection.  Benefits offered by any life insurance policy are undeniable. But, if you do not sign for life insurance soon enough, the costs can outweigh the benefits.  If you already are a senior, some companies may reject you, even if you are healthy. Or they can charge you extra. Nevertheless, senior life insurance must be purchase.  One of the main reasons is that senior life insurance

Posted in Finance, Insurance, Retirement

Is No Exam Life Insurance for Seniors A Good Investment?

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 It is natural to seek protection both for yourself and the ones you love. And it is also natural to want to secure all your wealth. And it is even more natural to want your children to prosper, even if you will no longer be with them.  But all this protection comes with a price. Life insurance can do all the things enumerated before, if you are able to pay the premiums. It is easy

Posted in Finance, Insurance, Investing, Retirement